No.583 キャッシュレスの波

「出会えてよかった!」人になる。
~Quality time for you~

想いのある社長の
信念経営サポーター
キャッシュフローコーチ 竹内美紀です。

ハワイに来ています。
なんて、日本のハワイ。


スパリゾートハワイアンズです。

 

施設内の買い物は
以前は、部屋番号を伝えると
チェックアウトの時に
全てを精算できる仕組みでした。

現在・・・

nanacoカードでの
決済になりました。

よくよく
調べてみたら・・・

ほとんどの
電子マネーと
クレジットカード
デビットカード

使えます。

 

ある社長さんが
クレジットカードの
導入を検討されていました。

中小企業と言えども
キャッシュレス化の波には
逆らえないものが
あります。

ネックとなるのは

・・・

手数料です。

売上の3%~5%が
クレジットカード利用手数料として
差し引かれます。

それを、
自社で負担するか
売上にのせるか

計りかねて
導入を躊躇しています。

そんな時は
ブロックパズルで
シミュレーションを
してみましょう。

クレジットを導入することで
伸びる売上の額。

増える経費。

どのくらい
売上が伸びれば
導入するだけの
価値があるのか

オンラインショップを
導入するのであれば
クレジットカード払いは
必須ですね。

さて、自分自身も
キャッシュレスの波に
のってみようかと
検討をしてみました。

まずは、
第一段階として…

スマホ決済です。

話題の
PayPay

各種手数料が無料です。

アプリを導入することに
ためらうお客様も
多いので

Paypalも導入です。

さて、利便性という
意味では必要に
応じて導入して
おりますが

実は
お金のご相談上は
クレジットカード払いに
ついては、
慎重に行うように
お話しています。

なぜなら
クレジットカード払いの場合
現金で支払うより
お金を使うという感覚が
薄れ

2割多く、使ってしまう
傾向にあるからです。

売上を伸ばすための
アドバイスと

消費者である
個人のお金のご相談。

時々、
矛盾を感じることも
あります。

いただいたお金以上の
満足をきちんと
提供して

利便性という意味で
カードを使用するように
していきたいと
思います。

スパリゾート・・・
カード払いは
危険な場所では
あります。

今日、春日部へ帰ります。

お忙しいところ
最後まで読んでいただきまして
ありがとうございました。

良い1日を♪

 

経営計画を作ってみたいけど
何から始めればわからない。

そんな方は、「健康診断」から
始めてみませんか?

過去の数値から
現在の状況を分析します。

早期発見が大切!
http://takeuchifp.com/kenkou/

健康診断からご希望の方はこちら↓
http://takeuchifp.com/wp-content/uploads/2018/12/kenkou.pdf

経営力向上計画についてはこちら↓
http://takeuchifp.com/2018/12/06/shinnen_keiei_1/

 

Since 2017.9.1(80.81/240)

思わず夢を語りたくなる 社長の信念経営サポーター 竹内 美紀

mail:info@takeuchifp.com  URL:http://takeuchifp.com
〒3440064 埼玉県春日部市南1-1-7
東部地域ふれあい拠点施設 5F C-3
春日部駅 西口 徒歩3分(ララガーデン隣)

 

●毎日ブログをメルマガにて配信中
登録はこちら↓

 

 

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